The National Debt line is a charity and the advice they can give is free of charge. They are authorised by the Financial Conduct Authority (FCA). Their services include a budget tool to help you work out what you have coming in, how much you are spending and what you have left to pay your debts.
How to Access this Service
Call 0808 808 4000, Monday to Friday 9am – 8pm and Saturday 9.30am – 1pm.